Repayment frequency?
How much would you like to borrow?
Interest Rate
0.91% monthly
Duration of loan
~ 0 days
1. Tell us about yourself
Fill out the form with a few details and submit your loan request to receive it the same day.
2. Instant Bank Verification
The Instant Bank Verification (IBV) allows you to borrow money without a credit check or sending documents.
3. Receive your micro loan
Access your express loan and enjoy it immediately. Even the signing of the contract is done online!
Zero documents required
You will not have to provide any documents.
Instant loan
Receive your loan on the same day you apply.
Zero credit checks
No credit check will be performed.
Flexible repayment
Flexible repayment schedule.
Private money lender
Your security and confidentiality is assured.
Simplified Process
Complete the process in a few simple steps.
When an organisation or a financial institution proceeds to a credit check, that means that they are asking for access to information found in your credit file. They verify your past credit history, your credit rating, your reimbursement capacity based on your current income level and do other credit verifications. When the credit investigation is done, banks or other financial institutions will make a decision regarding your solvency report. A bad credit score can lead to a loan rejection.
With us, no need to worry about your past credit history. We are a no credit check lender who offer short term cash financing solutions, in a 100% secure and confidential way and no matter your financial situation. Whether it be for a weekend getaway, and unexpected expense or a bill payment, borrow money online for your financial emergencies!
Fast Simple Secure
Simple
Secure
What are the annual interest rates? (APR)
We offer an approximate annual interest rate of 10.946%. If unpaid, the applicable interest rate is 0,91% per month.
Repayment example
A $500 loan payable every two weeks and refundable in 6 payments will be $145.59 by payment for a total amount of $873.54. This information is given as an example and considers the surety fees to be added to the borrowed capital. The surety company sets their commission for each case at their own discretion regardless of interests due to us. If the loan amount is CAD $500 and the interest rate is 10.88% per annum with payback of 90 days, the loan payable is as follows : loan amount CAD $500 * ( 10.88% / 365 * 90 days) = CAD $513.41. This will result in a repayment of $171.14 per month for 3 month.
This example assumes that the original amount has been fully repaid before applying for another loan.
Installement Schedule
We will determine your minimum payments together, after verifying your ability to repay and the length of time you wish to make your payments.
Our credit installments are flexible and can generally be paid back within a period of minimum 3 months to a maximum of 6 months. However, full or partial payment can be made at any time.
Always use caution
We encourage you to borrow in a responsible manner. Although we offer a great way to help you during times of need, the interest rate is higher than that of local banks. Use them only when no other options are available. Use them as seldom as possible. Used in a responsible way, it can be the best option for you. Taking on too many short term loans simultaneously could result in serious financial problems and too much debt.
Credit scoring and financial support
Our business model is compliant with Canadian legal standards. If a particular situation arises during your use of our loan services, our facility is there to help you with your payment problems, to help you make modifications or for any other need you may have.
Transactions made with our services do not affect your credit score as we do not contact credit institutions for verification purposes.
Responsible lending
Applications are submitted using our filtering process to make sure that the borrower has enough income in order to repay. Including, however not limited to: verifying that your monthly employment income is adequate to reimburse the loan and will qualify for this type of loan. That you don’t have a high level of NSF charges on your bank account statement. That you don’t have a high level of pre-authorized debits in your bank account that could interfere with the repayment of your loan. Should you not meet these criteria, your loan application will be rejected.